My Debt Free “Training Grounds”
Our debt free mindset comes in part from "training" we received from our family and associates. Sometimes we learn good habits, and sometimes we see bad decision-making that turns us in another direction.
Either way, there is a wealth of information to be learned and added to our plan for frugal living, if we just take a few minutes to consider the experience of others. Our experiences are all part of our "training grounds" and it has a profound influence on how we see the world and interact with it.
Our experiences also strongly influence how we manage our lives.
I have always said that "any fool can learn from their mistakes, a smart individual will strive to learn from the mistakes of others, and the brightest see opportunities to learn from all experiences, whether theirs or others, whether good or bad."
Let’s start learning from a wide range of mistakes and experiences that we have seen in our families.
The more fortunate among us have had good teachers in our families. We may have even known family members that were debt free and learned a few tricks from them. If you haven't been so fortunate and you find yourself in credit card debt, perhaps you'll need some professional help from folks like ACD Debt Solutions to help you on your way to being debt free.
Take a look at my parents and my grandparents, and how they lived their lives. This will provide insight into my debt free "training grounds".
These people helped build my mindset of frugality, my plan for frugal living, and my interest in being free of debt. I believe that my "training ground" was a good one. You might agree once you see what I was exposed to during my developmental years.
Your initial training ground is your family. Much of that training will stick with you. Other influential factors include teachers, supervisors, authors, historic figures and other people that you look up to. The combination of all of these influences help to create your mindset with respect to earning a living, frugal living, accumulating wealth, and becoming free of debt.
Does your training and mindset lend itself to frugal habits and being free of debt? For the most part, your success depends on what you believe, what you value, and your attitude. Part of your attitude and system of belief is shaped by your experience and training.
If you haven’t had good training, then you might have a lot of bad spending and saving habits to kick. If your attitude is "I owe, I owe, so off to work I go" then you have some work ahead of you before you can create a frugal lifestyle.
Take these frugal living saving money mindset quizzes to determine where you are in relationship to a strong frugal mindset. The frugal mindset is a must for success! See how well you score.
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