Disclaimer - reader beware

There is nothing sexy about a disclaimer statement, but it's necessary to clear the air about any misconceptions that my readers might have about the content of this site. Please read and heed.

Frugal Living Freedom provides information on an “as-is” basis. I try my best to provide information that I believe has value for my readers, but I am not licensed nor certified in any of the professional disciplines for which I may offer discussion, opinions and examples.

I strive to provide accurate and truthful information, but provide no warranties or representations, expressed or implied, about the veracity, completeness or usefulness of the information.

If as a reader, you are seeking definitive information and advice for crucial decision-making in your life, then you should consult an appropriate professional who specializes in your area of need. Since I have no knowledge of your particular situation or circumstance, I can't warrant or represent anything on this website as constituting advice.

Furthermore, I will not be liable for whether or how my readers might use, misuse, or misinterpret information presented since I have no reasonable way of controlling that. As a free source of information, I cannot assume any responsibility for direct, indirect, special or consequential damages or losses that might be associated with readers who voluntarily use the site as a source of information and entertainment.

In addition, I cannot attest to the veracity, completeness or usefulness of any link provided in the site. Links are provided as a courtesy, and do not constitute my endorsement of the site, their products or services.

Frugal Living Freedom uses a third party hosting service, so I cannot warrant that this site or any of its features will be available for those interested in accessing it; however, I do make a reasonable effort to see to it that the hosting service is reliable.

By using this site and the information it contains, you agree that you’re doing so at your own risk, and you further agree to the limitations as stated in the foregoing. If you do not agree, then you should not use this site or any information or link provided herein.

Done with Disclaimer, take me back Home

There certainly is a broad scope of topics here at Frugal Living Freedom. When you think about it, money permeates so very many activities in our lives, therefore, being frugal encompasses a wide range of interests, from being employed to taking a vacation, and just about everything in between. Enjoy the variety, pick up some new ideas, and start making frugality a part of your signature.

I'm a big proponent of being debt-free, and I mean entirely debt-free - no mortgage payment. It's not essential for financial freedom, but you'll love the feeling once you get there. If you didn't have a rent or mortgage payment, how much more could you do for yourself with your current level of income? I suspect plenty.

If you ever hope to see an abundance of wealth, you need to plug the hole in your boat. The wealthy don't necessarily make lots of money, instead, they know how to hang onto what they make, and make it work for them.