Disgusted - now it's time for a change

Some people need to get disgusted, mad, enraged or scared before they'll change stubborn habits.

Have you hit bottom? Do you need to?

We put up with lots of bad behavior and bad decisions because we aren’t mad enough to do anything about it. Get mad enough now about your current situation so that you vow to change it and never go back.

Your financial future depends on you making such commitments.

I hit financial bottom once, and it was unnecessary in many respects. For me, I felt like I needed to go all the way through to financial disaster before I would get mad enough to get back on top and head toward financial freedom.

And, that's exactly what I did. With all the debt piled on my back, I was one motivated man with a mission of financial survival and climbing back out of the hole that I had allowed myself to fall into.

I’ll never to go through it again, because I know through sad experience that the frugal mindset works well for me and other "devil may care" approaches to money management are for other fools and their followers.

My problem was that I didn’t know when to cut and run. I should have seen it much earlier – way earlier. You need to be able to recognize trouble when it approaches and then know how to avoid it. Avoiding trouble is the best way to stay out of it.

Like Elvis Costello sings, "I used to be disgusted, now I try to be amused."

Well, I didn't find it a bit amusing then, and I don't find it amusing now. It certainly was an education, but it wasn't the least bit amusing.

To keep myself from getting into financial trouble again, I've set my trigger points quite low. In other words, I'm much more sensitive to trouble approaching. I don't need to wait until I'm mad enough to do something to protect my best interests - I head it off, nip it in the bud, and tell all those potential troubles to "talk to the hand."

Been there, done that, and I ain't doing it again.

Get mad, get disgusted, get riled up real good. Whatever it takes to shake yourself up and get you sufficiently motivated to put an end to what's killing you financially. Your future depends on it.

Done with Disgusted, back to Mindset of Frugality

There certainly is a broad scope of topics here at Frugal Living Freedom. When you think about it, money permeates so very many activities in our lives, therefore, being frugal encompasses a wide range of interests, from being employed to taking a vacation, and just about everything in between. Enjoy the variety, pick up some new ideas, and start making frugality a part of your signature.

I'm a big proponent of being debt-free, and I mean entirely debt-free - no mortgage payment. It's not essential for financial freedom, but you'll love the feeling once you get there. If you didn't have a rent or mortgage payment, how much more could you do for yourself with your current level of income? I suspect plenty.

If you ever hope to see an abundance of wealth, you need to plug the hole in your boat. The wealthy don't necessarily make lots of money, instead, they know how to hang onto what they make, and make it work for them.