Sayings About Money - never so true until you experience them
There are many sayings about money that we hear, especially from individuals who have lived through rough economic times like the Great Depression and World War II. Sadly, many of those older and wiser folks are leaving us. Many of the well-learned lessons, expressed in adages, are dying with them.
That's where I hope to help. I'd like to revive some of these sayings and breathe a little life into them to help show you the truth behind the cute phrase that we've become accustomed to hearing. One only has to live through a situation where the saying rings true to understand that it isn't simply a cute saying that someone made up - it comes from hard-learned experience about losing hard-earned money.
Let's get started with a few of the more common sayings about money, and I'll expand this page as more ideas come to mind. The key to bear in mind is that most of the sayings about money aren't like a punch line to a joke, they're more like a summary of a lesson learned. So, we can learn the lesson through the experience of others, or we can suffer through the sad experience ourselves.
I promise you that "Experience is a dear school, but fools will learn in no other." (Benjamin Franklin). Let's allow some of these sayings about money to be our school, and let others play the fool.
A fool and his money are soon parted. I've known plenty of people who believe that any problem can (and must) be solved by throwing money at it. They're foolish because they don't look at other ways to solve problems. Also, they're easily taken advantage of by con artists and salespeople. A quote attributable to W.C. Fields helps us see these type of sayings about money in a different light, "Never give a sucker an even break."
Easy come, easy go. If you hand someone a wad of money, they've come by it rather easily. They didn't have to work for it, so it will likely have less value than it would if they had to toil for it. Naturally this means they have little or no "skin" in the game. Anything with lower value won't be treated with much care as other things that have higher value. In other words, if the cash came in easy, it might also be spent carelessly simply because the spender felt no pain and exerted no effort to acquire it.
Loosen up those purse strings is what one might hear from another who believes you to be too unwilling to spend money. It's something that's easy to say when the purse doesn't belong to the individual making the statement. Don't listen to advise from others about what to do with your purse strings, especially when it's in their interest for you to loosen them.
Talk is cheap, is one of the sayings about money that is closely related to put your money where your mouth is, and put up or shut up. They all basically mean the same thing - if you know so much, then put your hard-earned money at risk by getting in the game.
It's money you didn't have yesterday is a saying my neighbor has used many times. When we look at pitiful earnings on savings accounts at banks or some other meager sum that comes our way, I often hear his use this saying. What it means is simply instead of bemoaning the fact that the sum is small, be encouraged and thankful that you have the income. And, of course, I am.
Spends money like a drunken sailor. This is one of the first sayings about money I ever heard. I've never been a sailor on leave, but I do know that one of the effects of alcohol is to release our inhibitions, so if your better judgment is to be conservative with your financial resources, alcohol could help lower your guard and encourage you to start spending.
Let your money work for you is another of the sayings about money that you'll often hear. It's encouragement to save and invest your money so it's earning something in interest and dividends that it certainly wouldn't earn if it remained stuffed inside your mattress.
Get your money's worth. This adage assumes that you know what your money is worth. If you get a good deal, you've gotten more than your money's worth. If you get a bad deal, you didn't get your money's worth. If you think you made a fair exchange, then you got your money's worth. The key is to know what your money represents so you know what it's worth.
Tightwad and tightfisted are two sayings about money used to describe someone who is stingy or otherwise reluctant to part with it. The idea is that the individual is so reluctant to spend money that they tightly grip their wad of money in a fist-like grip, requiring someone to pry their fingers loose to get at it.
A penny saved is a penny earned is attributable to Benjamin Franklin, one of the great philosophers of early America. His expression tells us that if we conserve our wealth, then it's tantamount to earning it because we don't have to go out an earn it to replace what we've spent.
It all adds up is something that an old friend of mine was fond of saying even as a kid. And, I hear it as one of the common sayings about money. The idea behind the saying is that no matter how small the amount, the effects of conservation - those pennies saved - continue to increase our wealth to the point where we can do something meaningful with it.
There are dozens of other sayings about money that I'd like to present, but for now, just remember one very important thing - none of these sayings about money were simply drawn out of thin air. They all have an origin in truthful experience. As those focused on frugal living, it's up to us to extract the truth and put it to good use in our own lives.
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