Time to Think - a good approach to making any big decision

Give yourself time to think, and you'll likely make a better decision about things than you would if you didn't give yourself that opportunity.

Whether you're dealing with a sales person, trying to make a decision about investments, thinking about getting engaged, or trying to make some decisions about your future employment, having sufficient time to give the matter careful consideration is important.



And, it isn't just time that you need, you also need to spend that time wisely and consider things like:

  • What would happen if my situation changes?
  • Is the timing right?
  • Does my involvement in this promote my best long-term interests?
  • Why am I considering this? Does it match with my life plans?
  • Is this really me?
  • What is the return on investment, now and in the future?
  • Can I afford to pass this up?
  • Is there another, more reasonable and sensible course to take?
  • What value am I receiving for the asking price.
  • Are there other, "hidden" or longer term costs involved?

If you take time to think, you'll give yourself sufficient time to get a second opinion. This can often be very helpful when trying to make a decision. It's especially helpful when you need to get a viewpoint that isn't in "the heat of the battle."

When getting a second opinion, get someone who has your best interest in mind, or at least someone who is disinterested and can look at things from an objective viewpoint. Also, try to pick someone who is wise and has plenty of life experience.

For those of us facing sales people and needing to shut them down, this approach can work well. Simply tell them "I need time to think about it." It's a great way to close out the interaction. It conveys the idea that you've heard what they have to say and are now going to think about it so you can make a decision.

Even if you have a pushy sales person who is trying to hustle you into a quick decision, you can still tell them that you require time to mull it over. And, of course, you do. Any reasonable sales person will understand that people make decisions in different ways and at different paces, so having time to make a decision should be perfectly understandable.

If you, the sales person, your friend, or anyone else isn't giving you sufficient time to carefully consider whatever matter you're presented with, then that should be reason enough to just shut down the interaction completely and walk away.

Allow sufficient time to think about important matters before making a decision. If not, then simply refuse to make any decision until you have allowed yourself sufficient time to do so.



Done with Time to Think, take me back to Avoid Money Making Scams

There certainly is a broad scope of topics here at Frugal Living Freedom. When you think about it, money permeates so very many activities in our lives, therefore, being frugal encompasses a wide range of interests, from being employed to taking a vacation, and just about everything in between. Enjoy the variety, pick up some new ideas, and start making frugality a part of your signature.



I'm a big proponent of being debt-free, and I mean entirely debt-free - no mortgage payment. It's not essential for financial freedom, but you'll love the feeling once you get there. If you didn't have a rent or mortgage payment, how much more could you do for yourself with your current level of income? I suspect plenty.











If you ever hope to see an abundance of wealth, you need to plug the hole in your boat. The wealthy don't necessarily make lots of money, instead, they know how to hang onto what they make, and make it work for them.