Your Own Worst Enemy is You

For most people it's safe to say, "Your own worst enemy is you." It doesn't always apply, but often it does. Let's look at some obvious examples just to get us started.

How about over-eaters, spendaholics, smokers, drinkers, gamblers, dare devils, speeders, liars, drug users, loud mouths and criminals? Get the picture?

All of these individuals choose their behavior and so they encourage the consequences that typically follow those behaviors.

These type of people don't need an enemy - they're serving that role for themselves just fine.

The same thing holds true for the financially irresponsible, the financially uninformed, and the financially clueless. Most people are their own worst enemy when it comes to personal finances.

Okay, I realize many weren't taught very well. I also realize that many had bad role models. We can even blame the school system if we want, but at some point we need to point to the individual and ask a simple question.

With all the financially successful people you see and know of, didn't you ever wonder how it is that they made it? Weren't you even a little curious about whether you might be able to learn something from them about financial success?

We need to stop blaming others for where we're at, and start having a serious talk with the person we see in the mirror every morning. That's your own worst enemy. They're the one who is most likely responsible for where you're at financially.

I think one of the biggest problems we have is getting comfortable. We tend to get comfortable - not really happy or satisfied, just comfortable - and then we settle for that as being what our life should be.


Your life can be anything you want it to be. It can be anything you're willing to work for. We're the ones holding ourselves back, primarily because:

  • We think success is for others.
  • Success looks complex and scary.
  • We don't trust our ability to turn vision into reality.
  • Poor decision making becomes a way of life.
  • Failure is a possibility so we shy away from it.
  • We're safe where we are, so we don't want to risk trying something new.

If we sit down and honestly think about all the people who have held us back, who have kept us down, and who have discouraged our financial success in life, I'll bet that most of us can't name more than one or two individuals.

So, if there are only a couple of people out there that are truly getting in our way, then why is it we're still stalled? One or two people can't keep us down, can they?

I don't think so. It's us. It's me. It's you. We all have to admit it.

Let's look in the mirror and say it together, "Your own worst enemy is you." Once we admit it, and start to understand how we sabotage your own efforts, then we can get out of our own way. We can:

  • plan and enable our success
  • stop negative self-talk
  • turn dreams into reality
  • live the life that we've always wanted
  • stop making excuses and start making headway
  • quit blaming others and start taking responsibility

We're the ones with the bad habits and the lack of interest in bettering ourselves. We're the ones who have settled. Many of us have decided that wherever we are - that's as far as we're going.


Don't let your own worst enemy be you. Kick yourself in the ass. Give yourself a wake-up call and change your attitude. You can do whatever you really want to do, and that includes being financially successful.

Like the late great George Carlin said, "You got to wanna." I want help you be more financially successful. Now, what do you wanna? And, how hard are you willing to work to get it?

Done with Your Own Worst Enemy, back to Mindset of Frugality

There certainly is a broad scope of topics here at Frugal Living Freedom. When you think about it, money permeates so very many activities in our lives, therefore, being frugal encompasses a wide range of interests, from being employed to taking a vacation, and just about everything in between. Enjoy the variety, pick up some new ideas, and start making frugality a part of your signature.

I'm a big proponent of being debt-free, and I mean entirely debt-free - no mortgage payment. It's not essential for financial freedom, but you'll love the feeling once you get there. If you didn't have a rent or mortgage payment, how much more could you do for yourself with your current level of income? I suspect plenty.

If you ever hope to see an abundance of wealth, you need to plug the hole in your boat. The wealthy don't necessarily make lots of money, instead, they know how to hang onto what they make, and make it work for them.